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Woodsboro Bank was established in 1899 in response to the growing agricultural, commercial and residential needs of the community. We’re headquartered in a handsome three-story, pressed red brick Italianate structure at 5 North Main Street in Woodsboro, that was specifically constructed for the bank in 1901.

In 1993, the Board of Directors voted to establish a location in Thurmont, the bank’s first branch. Today, Woodsboro Bank operates from eight offices located throughout Frederick County, including the bank’s Commercial Lending Office located in the SoMar Center on Carroll Creek Way in downtown Frederick. We offer not only convenient locations to serve our customers; we have recently added a compliment of electronic products and delivery methods, the most recent being our Mobile Banking add-on to our On-line banking, to enhance our convenience.  Mobile Banking allows our customers to perform such necessary functions as checking their balance and paying bills while they are on the go.

 Along with convenience, we place a great deal of importance on providing quality service to our customers.  We devote resources to training and monitoring our staff’s performance so as to maintain the level of service our customers have come to expect from Woodsboro Bank.

Woodsboro Bank’s mission of serving Frederick County is not limited to financial matters. Each year the bank supports a wide variety of philanthropic, cultural, and charitable organizations for the betterment of the community.

The financial institution remains a strong, independent community bank that is dedicated to offering quality financial products with true personal service. If having a relationship with a community bank is important to you, come see us. We’ll provide you with a level of service that is unsurpassed in the local banking industry.

Woodsboro Bank has assets in excess of $235 million and total capital of $21 million. The Bank has paid regularly scheduled dividends from its inception to the present time.

Board of Directors
M. Natalie McSherry, Chair
Thomas R. Rozynek, Vice Chair
Janet I. McCurdy, Secretary
Stephen K. Heine
George W. Bruchey, III
J. Frederick Manning
Robert F. Waltz
Mary Jo Zentz

Senior Management
Stephen K. Heine, President/CEO
Robin L. McConaughey, SVP/COO
James D. Summers, SVP/CFO
Kimberly A. Arnold, SVP/CCO