CASH MANAGEMENT SERVICES

You no longer need to sacrifice the superb personal customer service offered by a community bank for the financial products that enable your business to operate efficiently. Woodsboro Bank offers an array of Cash Management Services that provide for the specific needs of all types of businesses.

Free Online Banking With Bill Pay
Manage your business more effectively with Woodsboro Bank Online, our state of the art online banking service that provides access to your accounts free of charge. As a customer, you'll also have access to bill pay, providing you greater control and convenience in the payment of regular monthly invoices. MORE

Commercial Sweep Account
Make the most of your deposits by using the revenue building power of our Commercial Sweep Account, which automatically sweeps excess checking account balances, as designated, into a higher earning money market account. Excess funds are those amounts above the balance needed to cover your average transactional needs. When your checking account drops below its required balance, cash from the money market account is automatically swept back into your account to fulfill the balance requirement. MORE

Remote Deposit Capture
Increase the speed and convenience with which you make deposits with Remote Deposit Capture (RDC). Using our scanner, you can transmit check images you create at your place of business and make a digital deposit without ever leaving the office. Remote Deposit Capture can be established in your business very quickly. MORE

Financial Software Translation
Eliminate the manual entry processes associated with Microsoft® Money, Intuit® Quicken or Quickbooks money management systems using Woodsboro Bank's no fee direct access link that allows you to download your account transactions to your software programs.

Automatic Transfer Account
Ensure the balance of your checking account with the activation of our Automatic Transfer Account, which allows for the transfer of funds from a transaction account to a checking account in the event of an overdrawn check or below-requirement checking account balance.

Merchant Credit Card Services
Get more for your money with our merchant credit card services which accepts every major credit card or debit card. You'll enjoy more competitive rates, faster service, and better statement reporting.  MORE

Business Visa® Credit Cards
Get the business card that helps you take care of business. Now you can take advantage of the convenience and savings of a credit card that actually helps you with your bottom line - the Business EditionSM VISA®. MORE

Business Visa® Check Cards
Make purchases using our Visa® Check Card that is tied directly to your Business Checking Account. Our Visa® Check Card is honored at millions of retail and service businesses world-wide and provides access to more than 25 ATM machines in Frederick County, over 3,000 in Maryland, Pennsylvania, DC and Virginia, and 37,000 nationwide.

ACH / Direct Deposit Services
Automate your payroll and the payment of monthly bills, vastly reducing the time and storage requirements associated with these duties, using our ACH services. Our installation of the needed software and performance checks can take place in as little as 2-3 weeks. Simply ask a branch manager for further information on this program.

Employee Checking Accounts
By establishing Direct Deposit, your employees can elect to become Free E-Checking or Classic Checking customers – accounts which have no minimum balance requirement and include such features as free online banking with bill pay, no annual fee Bounce Privilege, free Visa® Check Card / ATM Card, a no minimum balance Savings Account, Notary Public services, and much more.

Wire Transfer Service
Wire money electronically to any bank account in the United States or abroad using our Wire Transfer Service. Following activation, you'll have the ability to make transfers from your computer. The service is offered with no monthly charge, only a per wire fee.

*The following is a general overview of Woodsboro Bank products. All new accounts are verified through ChexSystems. VISA® Credit Cards and Overdraft Protection require credit approval. Consult a branch manager for complete details associated with any of our products or programs.