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At Woodsboro Bank, we take great pride in serving the lending needs of our commercial customers. We know and appreciate the extensive role that locally-owned businesses play in Frederick County’s overall economy. Accordingly, we offer a variety of loans that are designed to respond to every aspect of business operation and growth.* Contact the Commercial Lending Department.

Overdraft Protection
Overdrafts happen. When they do, it’s nice to have a little cushion. Once approved for our no annual fee Overdraft Protection service, we’ll cover your check – up to a pre-approved limit – should you exceed your account balance. We’ll also notify you in writing when Overdraft Protection has been accessed, allowing you to quickly pay off any interest charge and re-establish a positive account balance.

Lines of Credit
Our Lines of Credit are intended to help support the working capital needs of your business, financing accounts receivables and inventory issues.

Term Loans
Term Loans provide the capital you need to make substantial improvements to your business. Whether you want to renovate a building or buy new equipment we offer a variety of loans with flexible terms.

Real Estate Loans
When its time to purchase a location for your business, come see us. We offer a variety of commercial mortgages with terms that are intended to meet your immediate and long term needs.

Small Business Administration
Woodsboro Bank offers both SBA (7a) and SBA 504 loans that allow qualifying businesses to finance owner-occupied buildings and other fixed assets with as little as 10% down, and obtain long-term financing that is below market fixed rate.

*The following is a general overview of Woodsboro Bank products. All new accounts are verified through ChexSystems. Overdraft Protection requires credit approval. Consult a branch manager for complete details associated with any of our products or programs.