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At Woodsboro Bank, we offer versatile checking accounts designed to accommodate your specific needs. As an account holder, you can enjoy all the benefits of:

  • Free Online Banking
  • Free Bill Pay
  • Free Automated Access to your Account for your Use of Intuit® Quicken Money Management Program.
  • VISA® Check (Debit) Card
  • No Fee Use of Woodsboro Bank ATMs and more than 55,000 Allpoint ATMs worldwide – more than 36 in Frederick County.
  • Direct Deposit
  • Superb, Personal Service at our 7 Local Offices
  • 24/7 Telephone Banking on The WAVE

E-Checking: Unlimited check writing and no monthly minimum balance requirement with our totally automated checking account that is based on online banking, e-statement reporting and free bill pay. MORE

Economy Checking: Intended for those who write a few checks per month and rely on a debit card for making purchases. Economy Checking requires no minimum balance, only a $3.00 monthly maintenance fee. You can write up to 4 checks per month and .50 per check thereafter. MORE

Classic Checking: Unlimited check writing privileges and a host of superb features are yours with just a $300.00 minimum balance – that is waived if you are enrolled in Direct Deposit. MORE

Tiered Interest Checking: Enjoy premium banking features and a rate of interest return based on the daily collected balance paid monthly (DCB) of your account. Interest is earned at the $1,000.00 minimum account balance level and incrementally increased when your DCB reaches or exceeds the levels of $2,500.00, $5,000.00, $7,500.00, and higher. MORE

View our Standard Overdraft Practices

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*The following is a general overview of Woodsboro Bank products. All new accounts are verified through ChexSystems. VISA® Credit Cards and Overdraft Protection require credit approval. Consult a branch manager for complete details associated with any of our products or programs.