ONLINE SECURITY

With proper safety measures in place, your Woodsboro Bank Online transactions remain confidential and safe. The following measures have been taken to ensure your privacy:

Secure Access and Verifying User Authenticity:

Unique ID and Personal Identification Number (PIN)
In order to access Woodsboro Bank's online banking, you must enter a unique ID and PIN.

Account "Pseudo" Names
Woodsboro Bank allows you to choose a "pseudo name" for each of your accounts; for example, Checking, Money Market, and Payroll etc.

Automatic Log-Off
If you are logged on the Woodsboro Bank Online but do not use it for a 10 minute period , you will have a pop-up box informing you that you are going to log off because the session has not been used. You can log off or continue, if you miss this box, it will log you out and you will have to re-log back into Woodsboro Bank Online.

PIN "lockout" system
To keep unauthorized individuals from accessing your account by guessing your PIN; we have instituted a PIN lockout system. If your PIN is entered incorrectly three consecutive times, the user is "locked out" of the system. You must contact the bank for your account to be reset and the system to become "unlocked".

Secure Data Transfer:

Encryption
The latest encryption technology reduces the risk that your confidential account information could be accessed by another party. Encryption is a way to rewrite something in a code, which can be decoded later with the right "key". Your request and information about your accounts are sent across a private line to the bank.

Other Security Measures:

Router and Firewall
In addition to the above safeguards, sophisticated firewalls and an authentication process ensure that only authorized individuals are allowed to enter our system.

Masking
When you view or print your statement, only the last four digits of your account number will be visible. Checks and deposits MICR line, the area that shows the bank routing number and your account number, will also not be visible.
How you can protect your Internet Security?

While Woodsboro Bank works to protect your banking privacy, you will also play an important role protecting your accounts. There are a number of steps you can take to ensure that your Woodsboro Bank account information is protected, including:

• Keep your PIN to yourself
• Change your PIN frequently. PINs must be a combination of letter and numbers.
• Remain at your computer until your Woodsboro Bank transactions are completed then log out. Log out of Woodsboro Bank Online before you visit other Internet sites.
• Do not change your "pseudo name" for your Woodsboro Bank accounts to your account numbers.
• Be sure to have up-to-date Anti-Virus software on your computer.
• Make sure you have all available “patches” installed on your computer. These patches fix known exploits in operating systems.
• Use a software firewall on your computer.

Also be sure to have Anti-Spyware installed on your computer. Spyware covers a broad category of malicious software designed to intercept or take partial control of a computer’s operating system without informing the owner.

Resources you may find useful:

Anti-Virus Resources
http://www.mcafee.com
http://www.symantec.com
http://free.grisoft.com

Firewall Resources
http://www.zonelabs.com

Anti-Spyware Resources
http://www.adware.com
http://microsoft.com

If you notice suspicious or unusual activity on your Woodsboro Bank accounts,
call 301-898-4000 between 8am-4pm.