The community may change, but our dedication to it never will. Since 1899 we have remained committed to providing a true community banking experience with unsurpassed personal service. At Woodsboro Bank we place community at the center of every transaction. We're not only in Frederick County, we're from here. We've built our business, reputation, and our lives around the same place you call home. We understand the community, your community, and strive to put its needs first.
It is our belief that strength and growth within the community comes first from a commitment to knowing its people. The relationships we have built through generations have enabled us to better understand how we can make a true difference and move forward, as a community.
serving our community since 1899
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woodsboro in our community
A borrower’s loan-to-value ratio is one of the factors that is considered by lenders when deciding whether to approve a loan application. This figure is also used to determine whether [...]
When a business wants to purchase commercial property, but does not have the ability to pay cash for it, a commercial loan can be used to finance commercial property. These [...]
Many of the small businesses seeking funding are drawn to the long terms and low rates of SBA loans. Here is a look at what sets these loans apart from [...]
If you are starting or expanding a dental practice, you will likely require significant financial [...]
Adjustable-rate mortgages (ARMs) provide homeowners with a flexible mortgage option. While fixed-rate loans have a [...]
An adjustable-rate mortgage (ARM) is a home loan with an interest rate that changes over [...]
A HELOC or “home equity line of credit” is popular among Maryland homeowners. In a [...]
blogs and resources
How To Calculate Loan-To-Value Ratio (LTV)
Requirements for a Commercial Loan
Small Business Guide to Getting an SBA Loan
How to Secure Your Dental Practice Loan
03
Mar
How to Plan for Interest Rate Adjustments on Your Maryland ARM
03
Feb
How to Maneuver the Initial Rate Period of Your Maryland Adjustable-Rate Mortgage (ARM)
20
Jan
What Maryland Residents Need to Know About HELOC Tax Benefits
16
Jan
