The community may change, but our dedication to it never will. Since 1899 we have remained committed to providing a true community banking experience with unsurpassed personal service. At Woodsboro Bank we place community at the center of every transaction. We're not only in Frederick County, we're from here. We've built our business, reputation, and our lives around the same place you call home. We understand the community, your community, and strive to put its needs first.
It is our belief that strength and growth within the community comes first from a commitment to knowing its people. The relationships we have built through generations have enabled us to better understand how we can make a true difference and move forward, as a community.
serving our community since 1899
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woodsboro in our community
A borrower’s loan-to-value ratio is one of the factors that is considered by lenders when deciding whether to approve a loan application. This figure is also used to determine whether [...]
When a business wants to purchase commercial property, but does not have the ability to pay cash for it, a commercial loan can be used to finance commercial property. These [...]
Many of the small businesses seeking funding are drawn to the long terms and low rates of SBA loans. Here is a look at what sets these loans apart from [...]
First-time and current homeowners need help with the confusing and even overwhelming mortgage financing process. [...]
When Maryland mortgage borrowers build sufficient home equity, they may be eligible for a cash-out [...]
Operating a business is a demanding endeavor. As risk-takers, entrepreneurs draw up business plans, manage [...]
Established in 1934 to provide affordable home financing, the Federal Housing Administration (FHA) insures loans [...]
blogs and resources
How To Calculate Loan-To-Value Ratio (LTV)
Requirements for a Commercial Loan
Small Business Guide to Getting an SBA Loan
Understanding the Ins and Outs of Mortgage Financing
17
Jun
The Role of Credit Scores in HELOC Approval for Maryland Homeowners
03
Jun
Customizing Your Business Checking Account to Maryland’s Economic Landscape
20
May
Maryland FHA Loan Closing Costs: What to Expect and How to Plan
06
May
