serving our community since 1899


The community may change, but our dedication to it never will. Since 1899 we have remained committed to providing a true community banking experience with unsurpassed personal service. At Woodsboro Bank we place community at the center of every transaction. We're not only in Frederick County, we're from here. We've built our business, reputation, and our lives around the same place you call home. We understand the community, your community, and strive to put its needs first.


  • Community focused
  • All decisions made locally
  • Experience that matters
  • In business over 120 years


View our Holiday Gift Guide!



banking solutions 1


Get Started



Get Started


banking solutions 3


Get Started


investment image


Get Started


banking solutions 1


Get Started



Get Started


banking solutions 3


Get Started


investment image


Get Started


blogs and resources

View all

How To Calculate Loan-To-Value Ratio (LTV)

A borrower’s loan-to-value ratio is one of the factors that is considered by lenders when deciding whether to approve a loan application. This figure is also used to determine whether [...]

Requirements for a Commercial Loan

When a business wants to purchase commercial property, but does not have the ability to pay cash for it, a commercial loan can be used to finance commercial property. These [...]

Small Business Guide to Getting an SBA Loan

Many of the small businesses seeking funding are drawn to the long terms and low rates of SBA loans. Here is a look at what sets these loans apart from [...]

Securing Home Networks

If you have employees or business owners working some or all of the time at [...]

Cyber Security FAQ’s

Q: What Is Cyber Security? Just like you’d protect your home with house security (locks, [...]

Protecting Your Business Online

There are several risks that you’ll face in business from cybercrime and loss of data [...]

Common Social Engineering Scams to Avoid

A social engineering scam is any scheme designed to trick people out of money or steal their personal [...]

Nice things others say about us