serving our community since 1899


The community may change, but our dedication to it never will. Since 1899 we have remained committed to providing a true community banking experience with unsurpassed personal service. At Woodsboro Bank we place community at the center of every transaction. We're not only in Frederick County, we're from here. We've built our business, reputation, and our lives around the same place you call home. We understand the community, your community, and strive to put its needs first.


  • Community focused
  • All decisions made locally
  • Experience that matters
  • In business over 120 years


Join Our 125th Anniversary Celebration!



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How To Calculate Loan-To-Value Ratio (LTV)

A borrower’s loan-to-value ratio is one of the factors that is considered by lenders when deciding whether to approve a loan application. This figure is also used to determine whether [...]

Requirements for a Commercial Loan

When a business wants to purchase commercial property, but does not have the ability to pay cash for it, a commercial loan can be used to finance commercial property. These [...]

Small Business Guide to Getting an SBA Loan

Many of the small businesses seeking funding are drawn to the long terms and low rates of SBA loans. Here is a look at what sets these loans apart from [...]

How an Interest-Bearing Business Checking Account Benefits Maryland Businesses

Successful business owners understand the importance of uncovering all possible revenue streams. Most of their [...]

Evaluating Business Checking Account Options in Maryland

A National Federation of Independent Business (NFIB) survey determined that almost 97% of small business [...]

How to Transfer Your Business Checking Account in Maryland

Are you unhappy with your bank but concerned about the potential risks of transferring a [...]

Navigating Business Finances in Maryland: A Guide to Interest Checking Accounts

Businesses have long relied on checking accounts. On average, businesses issue 4.4 checks a day, [...]

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