The community may change, but our dedication to it never will. Since 1899 we have remained committed to providing a true community banking experience with unsurpassed personal service. At Woodsboro Bank we place community at the center of every transaction. We're not only in Frederick County, we're from here. We've built our business, reputation, and our lives around the same place you call home. We understand the community, your community, and strive to put its needs first.
Our Annual Report shows how we're serving our clients, support our communities, and building for the future. Inside, you'll find key financial highlights, major milestones, and the impact we've made over the past year.
No matter where you are in life, our range of banking solutions are designed to help you achieve your goals. Discover and implement tailored solutions for business growth and management, regardless of your experience.
Our experienced Mortgage Team will work to find a solution to fit your home lending needs.
Explore Woodsboro Bank's industry-tailored services, designed to meet the unique financial needs of your organization.
It is our belief that strength and growth within the community comes first from a commitment to knowing its people. The relationships we have built through generations have enabled us to better understand how we can make a true difference and move forward, as a community.
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woodsboro in our community
Frederick, Maryland - In a move to support the strong trajectory of growth and impact throughout the Frederick community, the Board of Directors of Woodsboro Bank is pleased to announce [...]
A borrower’s loan-to-value ratio is one of the factors that is considered by lenders when deciding whether to approve a loan application. This figure is also used to determine whether [...]
When a business wants to purchase commercial property, but does not have the ability to pay cash for it, a commercial loan can be used to finance commercial property. These [...]
blogs and resources
Woodsboro Bank Elevates Rich Ohnmacht to Chief Executive Officer
How To Calculate Loan-To-Value Ratio (LTV)
Requirements for a Commercial Loan
Great people top to bottom at this bank, I've enjoyed working with them. It's nice having a bank where people actually remember you and you're not just a number. That seems to be rare anymore. Top notch with everything they do. Thurmont Woodsboro Bank has stood by my company as we have grown. The pandemic brought us some challenges here and there, and Woodsboro Bank offered options for Dublin as we navigated grants and loans. Being a Community Coffee Café, we enjoy their style of community banki Dublin Roasters When you think local, you think Woodsboro and the incredible people that work there. You are treated so well and every detail is taken care of. We bank here not only personally, but with our business as well. If you’re in need of banking support, call Woodsboro today! Route 40 I have been with Woodsboro bank for about 20 years. My branch managers have always been very kind and understanding of my business needs. My current manager Kenny is the best one of very good managers I have worked with. I highly recommend a local bank like Woodsboro Bank if you have a business. Far far better than a faceless large bank from out of town. Artist These guys are local on a whole different level. I just love them! Octavo Designs
Nice things others say about us
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