VA Loans

We serve our military

At Woodsboro Bank, we're passionate about supporting our nation's heroes. If you're a veteran, active-duty service member, or a qualified reservist, our VA Loans program is designed to express our gratitude by making your path to homeownership smoother than ever. With exclusive benefits, unbeatable rates, and the pride of serving those who've served, your dream of owning a home is about to become a reality.


A VA loan can potentially be a low-cost mortgage loan that comes in several options:

  • VA Home Loan: A VA home loan offers a standard set of benefits.
  • VA Jumbo Loan: The VA jumbo loan is appropriate for veterans and military members who require a loan that exceeds conforming limits.
  • VA Cash-Out Refinance Loan: A VA cash-out refinance loan may allow military members to convert home equity into cash.
  • VA Rate Refinance Loan: Eligible members can use a VA rate refinance loan to refinance their home to potentially pay a lower interest rate or to increase their mortgage term.

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neighborhood of homes in maryland


Woodsboro Bank’s VA loans hold numerous benefits for military members and veterans:

  • In many cases, VA loans are reusable for future home purchases.
  • There is no penalty for early payoff.
  • A down payment may not be necessary in certain instances.
  • Houses purchased with VA loans must meet minimum safety standards.

You may apply for a VA loan if you have served more than 181 days of active service during peacetime or 90 consecutive service days during wartime. You may also apply if you served with the National Guard or Reserves* or are the spouse of a military member who lost their life while on duty or because of a disability sustained while in service.

*For Veterans, National Guard members, and Reserve members, minimum active-duty service requirements depend on when the member served. Visit the U.S. Department of Veterans Affairs website.

ARE YOU READY TO Take the first step towards your mortgage goals?

Contact us or call 301-898-4000 to speak with the team today! Ready to move forward?

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