Steve Heine Professional

Stephen K. Heine

President & Chief Executive Officer

Professional Background

Steve has over 35 years of banking experience, prior to his current role at Woodsboro, he was a Group Vice President for M&T Bank, where he was responsible for 96 branches in Central and Western Maryland, Washington DC and Virginia. He also held various management positions that included Executive Vice-President of Farmers and Mechanics Bank in Frederick, MD and Executive Vice President of Consumer and Business Banking, at Provident Bank, in Baltimore, Maryland. He is active in the Frederick community where he currently serves on the board for the Frederick County Chamber. He has served on numerous boards in Frederick including, the YMCA of Frederick County, Chair-elect; St. Katherine Drexel Catholic Church, Corporator; and the Rotary Club of Carroll Creek, American Red Cross of Frederick County, and The Maryland Science Center, Baltimore, Maryland.  He is on the Alfred University Board of Trustees. He holds a Masters of Business Administration from the University of Albany and a Bachelor of Science from Alfred University.  He is a graduate of Leadership Frederick, Frederick, Maryland and Leadership Capital District, Albany, New York.

Causes I'm Passionate About

  • Steve currently serves of the board for the Frederick County Chamber as Vice Chair, and on the Alfred University Board of Trustees.
  • He has served on numerous boards in Frederick including, the YMCA of Frederick County, Chair-elect; St. Katherine Drexel Catholic Church, Corporator; and the Rotary Club of Carroll Creek, American Red Cross of Frederick County, and The Maryland Science Center.
  • Steve is an active volunteer for numerous organizations throughout Frederick County.