This year, make the move, with a home loan from Woodsboro Bank

If you're ready to make a move, we are here to help. Our expert loan officers will help you understand our home mortgage options and help get you closer to that first home, addition, investment, or financial cushion you've been waiting for.

Mortgages

We offer a variety of fixed and adjustable-rate mortgages. First and second mortgages that can be used for the purchase of a home, rehab, debt consolidation, and more.

Fixed-Rate

  • Flexible terms available
  • Portfolio and secondary market mortgages
  • Low down payments available for purchase money transactions
  • Ideal for cash out, refinance and purchase money
     

Adjustable-Rate Mortgages (ARMs)

  • Flexible terms
  • Ideal for the non-conforming property or short term mortgage situations.

Construction-Perm and Construction Mortgages

Are you looking to build your dream home, renovate, or build an addition to your current home? Our construction loans are ideal for building from scratch, major renovations, or rehabs.

  • Choice of one-time or two-time closing
  • Flexible terms with interest only payments during the construction phase
  • No pre-payment penalties

And once your home or project is finished we will be happy to assist with permanent financing.

Investment Property Mortgages

Thinking of investing in rental property? This loan allows you to purchase or refinance a property with up to 4 units.

  • Flexible repayment terms
  • Fixed rates and adjustable rates

For 5 or more units, please contact our commercial team at 301-695-0268.

Lot Loans

We offer lot loans for both building and unimproved land (eg; hunting grounds).

  • Flexible repayment terms
  • Balloon mortgages

Not quite ready to build? This type of loan is ideal for purchasing a lot for a future build as our lot loans do not require construction to begin within a specific time period.

Looking for a Home Equity Line of Credit? Visit our Personal Loans page to learn more.

Click here for National Mortgage Licensing System Information


Is this the year you make your move?
Call our home mortgage experts at 301.898.4792