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Build, Purchase or Refinance with Us

If you're ready to make a move, build your dream house, or refinance we are here to help. Our expert loan officers will help you understand our home mortgage options and help get you closer to that first home, addition, investment, or financial cushion you've been waiting for.


We offer a variety of fixed and adjustable-rate mortgages. First and second mortgages that can be used for the purchase of a home, rehab, debt consolidation, and more.


  • Flexible terms available
  • Portfolio and secondary market mortgages
  • Low down payments available for purchase money transactions
  • Ideal for cash out, refinance and purchase money

Adjustable-Rate Mortgages (ARMs)

  • Flexible terms
  • Ideal for the non-conforming property or short term mortgage situations.

Construction-Perm Mortgages

Are you looking to build your dream home, renovate, or build an addition to your current home? Our construction loans are ideal for building from scratch, major renovations, or rehabs.

  • One-time closing to include construction phase and permanent financing
  • Flexible terms with interest only payments during the construction phase
  • No pre-payment penalties

And once your home or project is finished, your mortgage will automatically transition to the permanent financing phase.

Investment Property Mortgages

Thinking of investing in rental property? This loan allows you to purchase or refinance a property with up to 4 units.

  • Flexible repayment terms
  • Fixed rates and adjustable rates

For 5 or more units, please contact our commercial team at 301-695-0268.

Lot Loans

We offer lot loans for both building and unimproved land (for example: hunting grounds).

  • Flexible repayment terms
  • Balloon mortgages

Not quite ready to build? This type of loan is ideal for purchasing a lot for a future build as our lot loans do not require construction to begin within a specific time period.

Home Equity Line of Credit

We offer HELOC loans to put your plans into action:

  • Consolidate Debt

  • Complete Home Projects

  • Purchase Vacation Home

Our home loans are flexible and our loan officers are experienced, knowledgeable and readily available.

Looking for a Home Equity Line of Credit? Visit our HELOC page to contact our team today!

Is this the year you make your move?
Call our home mortgage experts at 301.898.4792