Home Mortgage Loans
The right type of mortgage for your situation will depend on what kind of home or property you’re looking to buy, as well as what you can qualify for. Because of all the beautiful land in Frederick County, we at Woodsboro Bank understand that you might need mortgages for things like farmettes that don’t fall neatly into standard categories. Before you make a decision on the type of mortgage you’d like to pursue, be sure you are up to date on the many varieties you have to choose from.
EXPLORING MORTGAGE OPTIONS
Adjustable Rate
We recognize that traditional mortgages may not suit everyone. If you plan a shorter stay in your home, explore our adjustable rate mortgage (ARM) for flexibility.
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Construction
We take pride in making dreams a reality! If you've found the perfect lot for your forever home, we can help with financing your construction project through a specialized loan.
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FHA
Looking for a home loan with a smaller down payment and affordable costs? Our FHA loan can help you achieve your dream home, even with lower credit scores.
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Fixed Rate
Secure your forever home with a fixed-rate mortgage from Woodsboro Bank. If your plan involves owning it as your primary residence for at least seven years, our fixed-rate mortgage is the key to reaching that milestone.
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HELOC
A HELOC suits long-term homeowners planning renovations, debt consolidation, or other projects.
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Investments & Second Homes
Turn your dreams into reality with financing to help you achieve long terms goals. In addition to primary residence loans, we also offer investment property mortgages, and mortgages to help you buy that dream vacation home.
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Jumbo
If you want to purchase a property that is particularly expensive, you may not qualify for a standard mortgage. Many mortgages have caps for maximum funding. A jumbo loan exceeds this cap and opens up the possibility of more expensive properties.
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Lot
Building your dream home starts with the right lot. Explore our flexible lot loans at Woodsboro Bank to make it happen.
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VA
If you are a veteran, you can enjoy benefits such as a low or zero down payment when purchasing a home. This ensures that our country’s valuable military and public service members have access to the housing market.
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Maryland Home Loan Resources
Exploring FHA Loan Programs for Maryland Veterans
Veterans living in Maryland and transitioning to civilian life must make several important decisions. For [...]
11
Aug
Aug
The Impact of Maryland Property Taxes on Your Mortgage
Many new homeowners focus on interest rates and monthly payments when purchasing a home and [...]
28
Jul
Jul
What Maryland Homeowners Need to Know About Fixed-Rate Mortgages and Refinancing
Fixed-rate mortgages and refinancing allow Maryland homeowners to improve their financial situations. However, these strategies [...]
19
May
May
How to Improve Dental Practice Cash Flow With a Treasury Management Consultant
Cash flow management is essential to the operation of your dental practice. Whether your goal [...]
05
May
May
Seasonal Property Investment Strategies for Maryland Investors
By following seasonal trends, Maryland investors can diversify their finances and see significant returns. Property [...]
21
Apr
Apr
Refinancing Your Adjustable Rate Mortgage in Maryland
Refinancing when interest rates are low can help homeowners achieve financial independence. However, refinancing an [...]
07
Apr
Apr
Signs Your Office is Ready for a Dental Practice Loan
Successful dental practices require more than clinical expertise; they demand strategic financial planning. As offices [...]
17
Mar
Mar
How to Secure Your Dental Practice Loan
If you are starting or expanding a dental practice, you will likely require significant financial [...]
03
Mar
Mar
ARE YOU READY TO Take the first step towards your mortgage goals?
Contact us or call 301-898-4000 to speak with the team today! Ready to move forward?
Great people top to bottom at this bank, I've enjoyed working with them. It's nice having a bank where people actually remember you and you're not just a number. That seems to be rare anymore. Top notch with everything they do. Thurmont Woodsboro Bank has stood by my company as we have grown. The pandemic brought us some challenges here and there, and Woodsboro Bank offered options for Dublin as we navigated grants and loans. Being a Community Coffee Café, we enjoy their style of community banki Dublin Roasters When you think local, you think Woodsboro and the incredible people that work there. You are treated so well and every detail is taken care of. We bank here not only personally, but with our business as well. If you’re in need of banking support, call Woodsboro today! Route 40 I have been with Woodsboro bank for about 20 years. My branch managers have always been very kind and understanding of my business needs. My current manager Kenny is the best one of very good managers I have worked with. I highly recommend a local bank like Woodsboro Bank if you have a business. Far far better than a faceless large bank from out of town. Artist These guys are local on a whole different level. I just love them! Octavo Designs
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