women buying online with her personal checking account debit card

Personal Checking Accounts

Simple checking in a complicated world. Choose a checking account that fits your life.

We offer a variety of packages with benefits as specific as your needs. Each of our checking account bundles come with their own perks, and each of them include the following benefits:

  • Online Banking
  • VISA® Check (Debit) Card – Free at all Woodsboro Bank ATMs and more than 55,000 Allpoint ATMs worldwide
  • Bill Pay
  • Direct Deposit
  • Access to your Account with use of your Intuit® Quicken Money Management application.
  • 24/7 Telephone Banking


Banking never had it so easy. Handle your finances online with this automated checking account.

young women using computer for online banking$0 monthly maintenance fee

  • No minimum balance
  • E-statement reporting
  • Free bill pay
  • Unlimited check writing

Economy Checking

If you prefer paper statements and regularly use your debit card for purchases, this account is for you.

$3 monthly maintenance fee

  • No minimum balance
  • Paper statements
  • 4 checks /mo (.50 per check thereafter)

Classic Checking

Just like us - classic, and packed with features.

$0 monthly maintenance fee with direct deposit, $300 daily balance or $1,000 average collected balance; or
$5 monthly maintenance fee 

  • Overdraft protection line of credit*
  • Unlimited check writing
  • Free first order of classic checks

Tiered Interest Checking

The more you save, the more you earn? Yes, please.

older couple checking their personal checking account online$10 monthly maintenance fee; or
$0 with minimum daily balance of $1,000

Earn higher rates of interest as your account balance grows to $2,500, $5,000, $7,500, and higher.
Overdraft protection line of credit*
Unlimited check writing

  • First year safe deposit box
  • Cashier's checks (up to 6 per year)
  • First order of classic checks

Tiered Money Market Accounts

Earn higher rates with this multi-functional account.

$0 with minimum daily balance of $2,500; or
$10 monthly maintenance fee

  • Up to 6 pre-authorized or automatic transfers per month
  • Higher rate of return
  • Check writing and VISA® check card benefits

Woodsboro Bank VISA® Check Card

The simplest way to pay and get cash, directly from your checking account, worldwide. And it comes standard with all of our checking and money market accounts. Simply apply at one of our branches when you establish your checking account.

Withdraw cash up to $500 daily
Pay quicker, no need to enter your PIN

Traveling or need access to additional cash? Contact us and we will make special arrangements.

Are you ready to open an account or have questions about an existing account?
Call 301.898.4000 or contact your local branch manager.
Are you already an account owner? Enroll in our online banking program today.


*Overdraft Protection Line of Credit available upon credit approval