Serving Frederick County Since 1899

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Saving for the future or the unforeseen.

A savings account at Woodsboro Bank is the best way to save for future needs. Choose from four easy options and achieve your financial goals. Every account owner benefits from the following:

  • Free Direct deposit
  • Free ATM use at all Woodsboro Bank and Allpoint ATM locations
  • 24/7 Telephone Banking

Statement Savings Account

Earn while you save at a competitive rate.

$4 monthly maintenance fee; or
$0 with minimum daily balance of $200

Minor Statement Savings Account

It's never too early to start saving. Built specifically for young adults under the age of 18 with all the benefits of a statement savings account. 

$0 monthly maintenance fee with no minimum balance limitations

Certificates of Deposit

Earn at a higher interest rate with our FDIC-insured CD's with terms that most benefit you.

  • Establish a CD for as little as $500
  • Flexible terms from 90 days to 5 years

Sign in to your existing account online, contact one of our branch managers or feel free to stop by any of our branches to learn more about our current offerings and rates.

Individual Retirement Accounts

Save for your future, save with an IRA. Establish an IRA for as little as $500 and get started earning compounded interest and potential tax savings.

Traditional IRA - An ideal solution if you want to lower your taxable income.

Roth IRA - Perfect for those that can save with post-tax income, plus earnings are tax exempt.

Coverdell ESA - Save now for future education expenses with this tax-advantaged investment account.

Contact your branch manager to learn more about about our plans and the benefits they offer.


Are you ready to open an account or have questions about an existing account?
Call 301.898.4000 or contact your local branch manager.