Serving Frederick County Since 1899

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Loan services customized to fit your needs.

Being a community bank, it is our privilege to provide loans that lift our neighbors and improve our community. It is about getting to know the people we service and your borrowing needs. Whether that may be for personal use, home, or business. We take pride in building relationships and our loans are locally serviced, which means, you'll get personal service when you need it. With expert guidance you'll be closer to financial assurance.

Get the additional funds you need to achieve your goals.

hand and coin iconPersonal Loans & Lines of Credit

We offer a variety of personal loan types to help pay for college, make a major purchase, cover a sudden expense, or even save money by consolidating debt. 

house iconHome Lending

Make improvements, purchase your first home, build from scratch, or get involved in investment properties. Our home loans are flexible and our loan officers are experienced, knowledgeable and readily available.

building and coin iconBusiness & Commercial Loans

Our term loans, lines of credit, real estate, and overdraft protection for business are just the thing to help expand, make improvements, or just support the working needs of your business.


Do you have questions about our borrowing programs?
Call 301.898.4000 or contact your local branch manager.